The Truth in Lending Act requires full disclosure of all loan fees and interest
rates that borrowers may incur. All fees and rate information should be disclosed
to you by your lender at the time of approval. Upon the conclusion of lender approval,
most lenders will direct you to an e-signature page. This page is provided to you
by the lender to which you were matched.
Full Disclosure of Terms
The lender provides documents that contain all fees and rate information pertaining
to the loan being offered to you by the lender. Please review the fee and rate information
provided to you by your lender at this time thoroughly and completely before agreeing
to the terms of the loan. You are under no obligation to accept these terms. If
you decide the loan terms detailed in the lender contract are acceptable and wish
to proceed with the loan process, e-sign the page and await transfer of your funds.
The loan fees and interest rates are determined solely by your lender, with specific
amounts determined based upon the information you submitted to the lender.
has no control or knowledge of the loan details between you and your lender. You
are under no obligation to continue with the application process if you find a particular
lender’s loan terms unsuitable.
Late Payment Policy
Cash advance lenders have varying policies regarding late payments. Review the late
payment policy detailed in the loan documents provided to you by your lender before
appending your e-signature, and thereby agreeing to the loan terms. All lenders,
however, must abide by applicable laws, rules, and regulations regarding late payment
fees. Select your state from the list below to review the laws and regulations governing
late payments by a particular state.
Additional fees or charges may apply to you in the event that you are unable to
repay your loan. green loans uses commercially reasonable efforts to work
only with reputable lenders dedicated to pursuing collections of past due accounts
with conduct that is fair and reasonable. Find your state in the list down below
to review the legal repercussions applicable to you in the case of non-payment.
Loan Renewal Policy
Loan renewal policies are largely governed by state regulatory legislation. In states
where rollovers, or repayment term extensions, are allowed, interest rates, along
with any late fees that may be assessed, can add a substantial dollar amount to
the end price of your loan. Find your state’s laws and regulations governing rollovers
and extensions from among the list down below. Read the lender’s terms in full regarding
loan renewal options before signing the loan contract.
State Rate & Fee Regulations
There are some states that do not have any specific lending statutory provisions
pertaining to personal loans. And they do not require that lenders comply with the
interest rates offered by: Maryland, New Jersey, Connecticut, Massachusetts, West
Virginia, Vermont and Pennsylvania. North Carolina and Arizona are allowed preexisting
cash loans statues and laws to sunset.